PENINGKATAN PEMAHAMAN QRIS BAGI PELAKU UMKM MELALUI WEBINAR EDUKASI PEMBAYARAN DIGITAL DALAM MENDUKUNG TRANSFORMASI KEUANGAN

The development of the digital economy encourages MSME actors to adapt to various technological innovations, including the use of digital payment systems. However, the results of initial observations show that some MSME actors still have limited understanding of digital payments and the use of the Quick Response Indonesian Standard (QRIS), and still rely on cash transactions in their business activities. This Community Service (PkM) activity aims to increase participants' understanding of digital payment systems, introduce QRIS as a national standard for digital payments, provide an understanding of the benefits and security of QRIS, and encourage the use of digital transactions in supporting the financial transformation of MSMEs. The activity was carried out in the form of an online webinar organized by the Indonesian Institute of Accountants of the Banten Region with the theme "Getting to Know QRIS Closer: Fast, Modern, and Secure Digital Payment Strategies". The implementation method includes participant registration, material delivery, discussion and question and answer, and evaluation of activities. The participants of the activity totaled 33 people consisting of students, MSME actors, and the general public. The material presented included the evolution of payment systems, QRIS standardization, the advantages of QRIS, QRIS transaction mechanisms, types of QRIS, digital transaction security, QRIS and accounting transformation, as well as opportunities to utilize QRIS for MSMEs and the younger generation. The results of the activity showed that participants obtained information about the concept of QRIS, the benefits of digital payments, the security of digital transactions, the implementation of QRIS in business activities, and the use of QRIS in supporting the financial transformation of MSMEs. In addition, participants assessed that the material presented was relevant to current needs, easy to understand, and useful in supporting business management and adaptation to the development of the digital economy. This activity also resulted in a follow-up plan in the form of the dissemination of digital educational materials, assistance in the implementation of QRIS, monitoring the use of digital payments, and holding follow-up webinars. Thus, the webinar program has become an educational tool that supports the improvement of digital payment literacy and understanding of the use of QRIS in supporting the financial transformation of MSMEs in the digital economy era.